technology job

Mortgage Underwriter

  • Posted July 17, 2024
  • £30000 - £40000 per annum
  • Permanent

Mortgage Underwriter

£30,000-£40,000

Hybrid/Remote working

The Opportunity:

Due to continuous growth, an exciting opportunity has come available for a Mortgage Underwriter to join a new division of a well-known Financial Services company.

As a Mortgage Underwriter, you will focus on viewing and assessing mortgage applications to determine whether they meet the criteria of the companies lending policies and regulatory requirements.

If you are looking for an exciting opportunity to work for a growing company that offers a great work culture and progression opportunities, please apply today!

Key Responsibilities:

  • Evaluate mortgage applications and assess the financial stability, creditworthiness, and risk profile of applicants
  • Stay updated on industry trends, market conditions, and regulatory changes that may impact mortgage underwriting processes
  • Interpret complex financial information and make sound underwriting decisions while adhering to company guidelines and regulatory requirements
  • Apply mortgage mandate to mortgage applications and mortgage referrals against the lending policy
  • Manually underwrite cases in line with purpose led lending
  • To process a range of supporting documentation within agreed policy, achieving required effectiveness and accuracy objectives and with agreed service levels

Skills and experience:

  • The role requires an individual to hold a minimum of 2 years practical underwriting experience and possess a current lending mandate
  • Extensive knowledge of the Lending policy including the ability make decisions based on an assessment of risk and policy
  • Able to communicate effectively and professionally, both verbally and in writing with a variety of different audiences
  • Effective time management, ability to prioritise workloads, the ability to work under pressure and to strict deadlines
  • Full CeMAP qualifications would be desirable
  • Ability to work effectively as a member of the team
  • General understanding of current mortgage products

Benefits:

  • 33 days holiday (Including bank holidays)
  • Company Pension
  • Annual Salary review
  • Anniversary rewards when hitting milestones
  • Company Share Schemes

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    technology job

    Senior Compliance Analyst

    • Posted July 16, 2024
    • £60000 - £70000 per annum
    • London
    • Permanent

    Position: Senior Compliance Analyst

    Industry: Lloyds Insurance
    Location: London (Hybrid)

    £60,000 – £70,000 per day

    Role Summary:

    We are currently recruiting for a highly skilled compliance professional to join a dynamic and fast-paced Compliance Function. As a key member of this team, you will play a crucial role in providing regulatory assistance to ensure all business activities are conducted in accordance with compliance standards. This position presents significant opportunities for career advancement within a supportive and expanding Compliance team.

    Key Tasks and Responsibilities:

    • Stay updated on regulatory changes by conducting regular scans of relevant regulators, including FCA, PRA, Lloyd’s, Lloyd’s Europe, and international bodies.
    • Assist in compliance and regulatory projects, including implementing new laws and improving the Compliance framework, processes, and procedures.
    • Contribute to developing and executing the annual Compliance Plan, taking charge of specific initiatives as needed.
    • Review and revise company-wide policies and procedures to align with regulatory requirements and best practices, making recommendations and overseeing their implementation.
    • Manage the firm’s SMCR framework, including creating Management Responsibility Maps (MRMs), Statements of Responsibility (SORs), and handover certificates.
    • Offer regulatory guidance and advice as necessary to support business operations.
    • Foster a compliance culture within the organisation, promoting awareness and encouraging adherence to relevant laws and regulations.

    Skills/Experience:

    • Strong knowledge of FCA, PRA, and Lloyd’s regulations.
    • Ability to interact effectively with regulatory authorities.
    • Ideally degree educated or equivalent by experience.
    • Minimum 5 years of regulatory or compliance experience within the insurance market.

    Email your CV or use the apply feature on this page. Email: [email protected]

    Key Skills: Regulatory, Horizon Scanning, SM&CR, FCA, PRA, Policies/Procedures

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      technology job

      Credit Controller

      • Posted July 12, 2024
      • Up to £42000 per annum
      • Milton Keynes
      • Permanent

      Job Title: Credit Controller

      Salary: £42,000

      Location: Milton Keynes

      Our client is seeking an experienced Credit Controller to join their dynamic Finance team. As Credit Controller, you will play a key role in managing client accounts with outstanding debt by employing your extensive credit control experience, whilst maintaining a good relationship with clients. This role reports directly to the Finance Manager and will involve close collaboration with various stakeholders.

      Benefits:

      • Free onsite parking
      • Hybrid working
      • 10% completion bonus (pro-rata)
      • Matched 5-8% pension
      • Private health insurance

      As Credit Controller, you will be responsible for:

      • Taking full responsibility for your own client list, managing credit control and resolving any outstanding issues to facilitate timely payment with debt collection.
      • Completing reconciliations on client accounts and progressing credits.
      • Building strong relationships with customers and ultimately removing their barriers to collect any outstanding payments.
      • Preparing and reporting all credit control activity to management.
      • Working with all stakeholders, both internally and externally.

      Required Skills:

      • Previous experience as a Credit Controller.
      • Articulate in both verbal and written communication and skilled in building and maintaining strong relationships.
      • The ability to work individually, as well as part of a team.
      • Experienced with using invoice systems; SAP experience would be highly advantageous.
      • Exceptional in account reconciliation techniques and financial record management.
      • Strong attention to detail and problem-solving skills.

      Join our client and leverage your skills as a Credit Controller to contribute to the financial health and success of the company. Apply now and take the next step in your career!

      Apply for this Job

        technology job

        Credit Controller, Accounting, Excel, Hybrid working

        • Posted
        • £25000 - £27000 per annum + competitive pension, life assurance +
        • Permanent

        Credit Controller, Accounting, Excel, Hybrid working

        Our client, a well known private sector business and a leader within their field are looking to hire a Credit Controller. They’re keen to invest in, progress and develop your career.

        Hybrid working– 2/3 days split.

        You will take responsibility for collecting debts from company debtors, evaluating credit requests, ensuring payments of debts, invoice processing and maintaining the sales ledger.

        Responsibilities:

        • Chase debts via phone calls, letters and communicate with solicitors where required- along with internal business partners.
        • Run statements monthly and letters weekly.
        • Liaise with customers and develop good working relationship.
        • Monitor customer credit limits, and unallocated payments.
        • Monitor customer balances and ensure balances are collected in a timely manner.
        • Review invoices in query, ensure issues are recorded and forwarded to the correct department for resolution.
        • Cashflow spread Sheets (excel).

        Experience required:

        • Setting and reviewing customer credit limits.
        • Previous experience in credit control.
        • Accounts receivable experience is essential
        • Able to work within a team and independently.

        Benefits:

        • Competitive Holiday Entitlement + Bank Holidays
        • Competitive Pension Entitlement
        • Company life assurance – 4x Annual Salary
        • Income Protection Cover
        • Global employee benefits & rewards platform
        • Free Car Parking
        • Discounted tickets for local sports events
        • EV Salary Sacrifice Scheme

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          technology job

          Insurable Risk Manager

          • Posted July 11, 2024
          • £90000 - £100000 per annum
          • Maidenhead
          • Permanent

          Insurable Risk Manager

          Industry: Manufacturing
          Hybrid

          £90,000 to £100,000

          Summary

          Reporting to the Head of Risk Management, this role identifies and analyses insurable risks, mitigates loss, and manages insurance, loss prevention, contractual risk transfer, and claims. Educates local companies on insurance strategies. Requires strong technical understanding of corporate insurance (property, casualty, financial lines), attention to detail, motivation, and excellent communication skills, working with finance directors, health and safety professionals, and plant management.

          The Role

          • Support the Risk Management team with risk identification, underwriting information consolidation, loss ratio preparation, and safety process updates.
          • Assist with insurance policy marketing, presentations, and ensure policy terms are accurate.
          • Aid Finance teams with policy cost forecasting, premium allocation, payments, and reserve analysis.
          • Collaborate with cross-functional teams on risk management strategies, claims management, loss prevention, and contract reviews.
          • Oversee claims management, liaising with adjusters, legal counsel, and local management for efficient resolution. Prepare and distribute loss reports.
          • Manage loss prevention activities, coordinate inspections, respond to recommendations, and implement best practices.
          • Facilitate procurement of local, speciality, and site policies through brokers, manage premium payments.
          • Participate in enterprise risk management and evaluate alternative programs like captive insurance.
          • Travel as needed to support activities.

          Knowledge/Skills

          • Intermediate to advanced knowledge of commercial insurance products, policy language, and claims management
          • Proficiency in Excel
          • Strong verbal and written communication
          • Advanced organisational skills and attention to detail
          • Effective problem-solving skills
          • Certification in Risk Management is a plus
          • 3-7 years of experience in risk management, corporate insurance, or insurance brokerage
          • General knowledge of the insurance market

          Email your CV or use the apply feature on this page. Email: [email protected]

          KEY SKILLS: Claims Management, Risk Management, Insurable Risk, Loss Prevention, Broker Relations

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            technology job

            AML Analyst

            • Posted July 10, 2024
            • £30000 - £40000 per annum
            • Newcastle
            • Permanent

            One of Sanderson’s financial services clients are seeking an Anti Money Laundering (AML) Analyst for a 12-month fixed-term contract. You will conduct detailed analyses on clients to ensure Source of Wealth (SoW) and Source of Funds (SoF) are legitimate. This role is crucial in mitigating financial, regulatory, reputational, and legal risks to their organisation.

            This role would require you in office 3 days per week, with the rest from home.

            Key Responsibilities:

            • High-Risk Client Analysis: Conduct analyses to identify key indicators of AML, financial, regulatory, reputational, and legal risks.
            • Source Verification: Confirm and verify client SoW and SoF during onboarding and ongoing monitoring.
            • Adverse Media Searches: Perform searches on clients and associated parties to assess AML risk.
            • Risk Identification: Identify and document “red flags” and propose appropriate client risk ratings.
            • PEP Identification: Identify Politically Exposed Persons (PEPs) within the client base.
            • Stakeholder Collaboration: Work with stakeholders to escalate assessments as needed, ensuring compliance with internal standards.
            • Expert Engagement: Collaborate with Subject Matter Experts to address material concerns, including ABAC, Terrorist Financing, Economic Sanctions, PEP, Tax, and reputational risks.
            • Process Adherence: Follow high-risk client management processes and suggest improvements.

            Skills and Experience:

            • Proven experience in AML/EDD roles within banking or in investigations, due diligence, or business intelligence.
            • Strong research and investigation skills using open sources and industry databases.
            • Excellent writing skills with experience in producing complex reports.
            • Detailed knowledge of AML client risk assessment, EDD practices, and policy development.
            • Strong understanding of AML/CTF and ABAC legal and regulatory frameworks.
            • Good grasp of geopolitical risks.
            • Preferred: Graduate or Post-Graduate qualification in AML or related discipline.

            Apply for this Job

              technology job

              Payroll Specialist FTC

              • Posted July 5, 2024
              • Up to £36000 per annum
              • Remote working
              • Contract

              Job Title: FTC Payroll Specialist

              Part-time, 3 days a week

              Salary: £36,000 per annum for 3 days a week

              100% remote WFH role

              Are you a meticulous and proactive Payroll Specialist? Our client is looking for a talented individual to join their payroll team on a 12-month fixed-term contract. If you have a passion for payroll management and thrive in a dynamic environment, this opportunity is perfect for you.

              Benefits:

              • 100% remote working
              • 24-hour support for physical and mental well-being
              • Generous pension scheme
              • Private health insurance

              Job Description: Our client is seeking a detail-oriented and proactive Payroll Specialist to join their Payroll team on a FTC 12-month basis. As a key member of their payroll team, you will be responsible for delivering high-quality operational payroll support to the business.

              Role Responsibilities:

              • Run multiple end-to-end payrolls
              • Proactively manage and facilitate employee queries
              • Reconcile payroll data to employee data from the new HRIS system
              • Process the monthly payroll via Cascade in a timely fashion and meeting the business payday deadlines
              • Process SSP, SMP, SPP, and other variable payments
              • Review and amend payroll data
              • Prepare reconciliations of ad hoc payroll data and ensure that deductions are made on time
              • Assist with providing payroll analytical support to the business when required
              • Ensure data integrity and accuracy by undertaking regular validation of data processed by the HR Operations team and other relevant departments
              • Submit relevant reports for the monthly payroll process to HMRC in a timely fashion, meeting the HMRC specified deadlines
              • Build and maintain strong relationships with key stakeholders including Finance, HR team, and Line Manager
              • Assist with Payroll projects such as the new HRIS system and new Benefit offering that will shortly be rolled out

              Required Skills:

              • Experience of managing multiple end-to-end payrolls
              • Clear understanding of all Payroll procedures, legislation, related practices, and regulations
              • Strong levels of accuracy and attention to detail
              • Effective communication skills
              • Ability to work well under pressure in a fast-paced environment and also be adaptable to change
              • Exceptional organisational skills
              • Proven ability to work effectively both as a proactive self-starter and also as part of a team
              • Dayforce System / Cascade experience would be highly advantageous

              If you are a Payroll Specialist looking for an exciting new challenge with a competitive salary of £36,000, apply today to join our client’s team and make a significant impact on their payroll operations.

              Apply for this Job

                technology job

                Credit Controller

                • Posted July 4, 2024
                • £26000 - £27000 per annum + + Benefits
                • Avonmouth, South West (Hybrid)
                • Permanent

                Credit Controller

                Avonmouth (Bristol Area)

                Hybrid (3 days in the office 2 WFH)

                £26,000 – £27,000 salary + Benefits

                ASAP start but can wait for the right person

                Our client, a large UK-wide B2B supplier, are looking to hire an experienced credit controller to join their dynamic team of 3 in a varied role.

                They are continuing to grow and acquire new businesses. There is a huge focus on developing colleagues and building upon their strengths – offering career development and job security as well as a welcoming culture.

                Our client can also offer study support for finance exams if you are interested in completing them.

                Responsibilities:

                • Chasing debts via a variety of channels, including phone calls
                • Running statements
                • Monitoring customer credit limits and unallocated payments
                • Cash allocation and reconciliations
                • Building relationship with customers
                • Monitoring customer balances and ensuring they are collected in a timely manner
                • Cashflow spreadsheets

                Desirable Skills and Experience:

                • Previous experience working in a credit control scheme
                • Ability to work in a fast-paced environment
                • Ability to work collaboratively in a team as well as independently.
                • Excel skills highly desirable (pivot table XLOOKUP)
                • Accounts receivable experience is desirable

                If this role is of interest, please apply below or email your CV to [email protected]

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                  technology job

                  Accounting Policy Writer

                  • Posted July 2, 2024
                  • £400 - £500 per day
                  • Reading
                  • Contract

                  Accounting Policy Writer

                  Industry: Manufacturing
                  Remote (Once a Month Travel to Reading)

                  £400 – £500 per day (Outside IR35)

                  Role overview:

                  Policy Lead to refine finance and accounting policies in collaboration with market Finance Directors and senior leaders. Responsibilities encompass implementation, training, and change management to ensure strong control frameworks. Ideal candidates will possess excellent communication skills, control understanding, and preferably an accounting qualification. Experience in leading workshops and managing senior leaders during policy development is key.

                  The Role:

                  • Collaborate with market FD’s and other senior leaders to develop and refine finance and accounting policies, incorporating feedback and updates from key stakeholders.
                  • Implement these policies across markets, providing support through training and change management initiatives.
                  • Demonstrate a strong understanding of controls, working closely with control leads to ensure each policy includes a comprehensive control framework.
                  • Exhibit strong verbal and written communication skills.
                  • Possession of an accounting qualification (ACCA, CPA, CIMA, etc.) is highly desirable, given the significant focus on rewriting accounting manuals and finance policies.
                  • Lead workshops and effectively manage senior leaders in the policy development process.
                  • Preferred experience within ERP transformation projects

                  Email your CV or use the apply feature on this page. Email: [email protected]

                  KEY SKILLS: Accounting Policies, Accounting Manual Controls, ERP, Change Management, Inventory Mangement, Intercompany

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                    technology job

                    Head of Compliance

                    • Posted July 1, 2024
                    • £100000 - £110000 per annum
                    • London
                    • Permanent

                    Head of Compliance

                    Industry: Financial Services – Payments/ FX
                    Hybrid working

                    £100,000 per annum

                    Role overview:

                    As Head of Compliance and MLRO you will be responsible for the Compliance and Risk Frameworks, working directly with the Managing Director. The role includes hands on involvement in Compliance and AML processes including onboarding and transaction monitoring.

                    THE ROLE:

                    • Maintain and develop the compliance framework of policies, procedures, systems and controls ensuring these remain in line with regulatory requirements, risk appetite and operationally effective
                    • Managing and developing the risk based approach through the company risk assessment and client risk assessment, including identifying and assessing new and emerging money laundering risks to the company and their relevant mitigation’s
                    • Ensuring all regulatory reporting is accurate, complete and submitted promptly and acting as the primary contact for all contact with regulatory and law enforcement bodies
                    • Receiving and investigating all internal Suspicious activity reports (SAR) raised and if appropriate raising externally with the National Crime Agency (NCA) in a timely manner
                    • Monitoring, reviewing and approving transactions identified for review and setting client trade limits
                    • Produce regular compliance reports and represent the compliance function at senior management meetings
                    • Conducting due diligence reviews and client approvals on all new clients and on a periodic basis of existing clients.

                    HOW TO APPLY:

                    Email your CV or use the apply feature on this page. Email: [email protected]

                    KEY SKILLS: Compliance, MLRO, FCA Handbook, Regulatory, Governance, Payments, FX

                    Apply for this Job